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Pet Insurance! Ever Think Of Getting It? Here’s How Much It Could Cost!

I’ve heard my fair share of horror stories when it comes to pet bills!
Many people in my family have had to dish out hundreds, and sometimes even thousands—of dollars to keep their little fluff balls going. It can be tough. You always want to help your pet, but with rising veterinary costs, that can make things tricky.

I’ve heard of people getting pet health insurance, which might sound a little wild, but I would seriously consider it if I were to get another dog!
Here are some rough estimates of a few popular providers that Nova Scotians use.

Do you have it or would you ever get it?

Fetch Pet Insurance

  • Reimbursement: 70–90%
  • Deductibles: $300–$700
  • Coverage: $5,000–$15,000
  • Includes dental & alternative therapies
  • No direct vet payment

Spot Pet Insurance

  • Reimbursement: Up to 90%
  • Deductibles: $100–$300
  • Coverage: $5,000 to unlimited
  • Next-day accident coverage & multi-pet discounts

Nova Scotia SPCA Pet Insurance

    • Covers up to 80% of vet bills
    • Includes dental, hospitalization, medication, and trip cancellation
    • 8-week free trial for adopted pets

  • Bryan Tait is an award-winning journalist based in New Brunswick. He’s a 2008 graduate of St. Thomas University’s journalism program, and a 2021 graduate of the University of New Brunswick’s law program. Contact Bryan at taitb@radioabl.ca.

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7:43 am, Apr 15, 2026
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